Licensed Public Adjuster — Houston, TX

Your Insurance Company Has a Team. Now You Do Too.

EzClaim fights for homeowners and business owners who received an unfair, underpaid, or denied insurance claim. We handle everything — so you get paid what you're owed.

$0
Upfront cost to you
500+
Claims handled
Texas
Licensed & bonded
Request a Free Claim Review

No obligation. We only get paid when you get paid.

Texas Licensed & Bonded
No Recovery, No Fee
Free Property Inspection
24/7 Emergency Response
IAUA Certified Appraisers
What We Do

Complete Insurance Claim
Management — Start to Finish

From the first inspection to the final check, EzClaim manages every step of your property insurance claim so you don't have to.

Damage Inspection & Documentation
We conduct a thorough on-site inspection and document every item of damage with professional photos, measurements, and field notes — building your case from day one.
Claim Preparation & Filing
We prepare and submit a complete, properly documented insurance claim on your behalf — the same way the carrier's adjusters are trained to do it, but working for you.
Estimate Review & Supplements
We review the carrier's estimate line by line, identify missed items, and submit supplements to recover costs the insurance company initially left out.
Appraisal Demand
When the carrier underpays or disputes the amount, we formally invoke the appraisal clause in your policy and bring in a certified appraiser to fight for a fair valuation.
Negotiation & Settlement
We negotiate directly with the insurance company on your behalf, pushing back against low-ball offers until we reach a settlement that covers your actual losses.
Denied Claim Recovery
Was your claim denied or closed without proper payment? We reopen and challenge denied claims, often recovering significant settlements that homeowners believed were lost.
The Process

Simple for You. Aggressive for Your Claim.

You don't need to know how the insurance industry works. We do — and we handle everything.

1
Free Inspection
We visit your property, assess all damage, and tell you honestly whether you have a strong claim — at no cost to you.
2
We Take Over
EzClaim prepares your full claim, handles all communication with the carrier, and submits a documented demand for fair payment.
3
We Negotiate
If the carrier disputes or underpays, we escalate — supplements, appraisal demand, negotiation — until we reach a fair settlement.
4
You Get Paid
Once settled, you receive your check. Our fee is a percentage of the recovery — we only earn when you win.
Average recovery vs. initial carrier offer
Carrier's Offer
32%
With EzClaim
95%
CERTIFIED BY
Insurance Appraisal & Umpire Association (IAUA)
Texas Department of Insurance
Texas Licensed Public Adjuster
Why EzClaim

We Know How the Insurance Industry Works — From the Inside

Former Insurance Adjuster Experience
Our team understands exactly how carriers evaluate and minimize claims — because we've been on that side. We use that knowledge to counter every tactic they use.
IAUA Certified Appraisers on Your Side
When your claim goes to appraisal, we work with certified, experienced appraisers whose valuations are built to hold up — in negotiation and in court.
Zero Risk — Contingency Fee Only
You pay nothing upfront and nothing unless we recover money for you. Our interests are aligned with yours — the bigger your settlement, the better for both of us.
Houston Market Specialists
We know Harris County, local contractor costs, and Texas Insurance Code inside out. Local expertise means we build claims that local carriers can't easily push back on.
Claim Types

We Handle All Types of
Property Damage Claims

Whether it's last week's storm or a claim that was closed months ago — if your property was damaged and your insurance didn't pay fairly, we can help.

🌀
Hurricane & Wind
Including named storms & tropical systems
🌩️
Hail Damage
Roof, gutters, siding, AC units
💧
Water & Flood
Pipe bursts, storm flooding, freeze damage
🔥
Fire & Smoke
Residential and commercial fire losses
🏠
Roof Damage
Full replacement & partial repair claims
Lightning & Power Surge
Structural and equipment damage
❄️
Freeze & Ice Storm
Burst pipes, ice dam damage
🚫
Denied & Underpaid Claims
Reopen and challenge closed claims
🏢
Commercial Property
Business interruption & property damage
Results

Houston Homeowners Who Got What They Deserved

"My insurance offered me $8,200 for my roof after the hailstorm. EzClaim came in, documented everything, and we ended up settling for $34,500. I couldn't believe the difference."

MR
Miguel R.
Katy, TX — Hail Damage
Recovered: $34,500

"After Hurricane Beryl, my carrier denied most of my claim. I thought I was stuck. EzClaim reopened everything and handled the appraisal process. We got three times what the carrier originally offered."

SC
Sandra C.
Sugar Land, TX — Hurricane
Claim reopened & recovered

"They knew exactly what the insurance company was doing and how to counter it. Professional, responsive, and they actually know the law. Best decision I made after the storm."

JP
James P.
Pearland, TX — Wind & Water
Settled above initial offer
Common Questions

Frequently Asked Questions

What does a public adjuster do?
A public adjuster is a licensed professional who represents the policyholder — not the insurance company — during the claims process. We prepare, document, and negotiate your claim to make sure you receive the full settlement you're entitled to under your policy.
How much does EzClaim charge?
We work on a contingency fee basis — a percentage of what we recover for you. There are no upfront costs, no inspection fees, and no charges if we don't increase your settlement. You only pay when you get paid more.
Can I still hire a public adjuster if my claim is already closed?
In many cases, yes. Texas law allows policyholders to reopen and supplement claims within a certain time period after the date of loss. Contact us to review your specific situation — it's worth a free consultation before assuming the clock has run out.
What is an appraisal demand?
An appraisal demand is a formal legal process available under your homeowners policy when you and the insurance company disagree on the amount of loss. Each side selects an independent appraiser, and a neutral umpire resolves any differences. It is a powerful tool that avoids litigation and often results in significantly higher settlements.
Will hiring a public adjuster make my insurance company cancel my policy?
No. Hiring a public adjuster is a legal right protected under Texas law. Insurance companies cannot cancel or non-renew your policy simply because you chose professional representation for your claim.
How long does the claims process take?
Simple claims can resolve in 4–8 weeks. Claims involving supplements, disputes, or an appraisal process may take 3–6 months. We keep you informed at every stage and work as efficiently as possible to get your money in your hands.

Don't Accept the First Number Your Insurance Company Gives You.

A free inspection costs you nothing. Finding out your claim was worth 3× more costs a lot.

Contact Us

Ready to Fight for Your Claim?

Call us, send a message, or fill out the form. We'll respond the same day and schedule your free property inspection.

Phone
(832) 844-9971
Service Area
Greater Houston, TX & Surrounding Counties
Availability
Mon–Fri 8AM–6PM · Emergency: 24/7

Send Us Your Claim Details

We respond within 24 hours. No obligation. Confidential.